Even with health insurance, an accidental injury can cost you thousands of dollars. Lost wages from missing work, health insurance deductibles and daily living expenses can create long-term financial problems.
United Healthcare Accident insurance helps cover the added costs you may face following an injury. Benefit year effective dates are January 1 through December 31.
Accident Protection Plan supports your health plan If you have a covered injury during the plan year and submit a claim, the Accident Protection Plan will pay you a cash benefit directly. Any payment you receive is in addition to the benefits your health plan gives you. Plus, you don’t have to meet a deductible to receive the money and you can use the money any way you want.
Accident Protection Plan Information Video
A plan that covers more than 80 injuries and services Here is a short list of injuries and services that may qualify for a benefit payment:
- Ambulance services
- Emergency room and urgent care
- Hospital admissions and stays
- Medical appliances (e.g. crutches, wheelchair, walker)
- Rehabilitation
- Burns
- Concussions
- Fractures/dislocations
- Lacerations
- Prescriptions
- Organized sports injuries
- Lodging, travel and child care
Protect Your Health – Earn a Reward: Your Accident Protection Plan includes a wellness benefit that helps pay for preventive care and other health screenings.
Access the Secure Member Portal to view your benefits, file a claim, check claim status, and download claim forms – available 24/7. Group ID 390182
Please view the certificate of coverage for a complete list of covered services, benefit payout amounts, limitations and exclusions. If you have any questions please get in touch with Benefits.
Accident Protection Rates
Employee Only: Cost to Employee – $8.00
Employee/Spouse: Cost to Employee – $12.61
Employee/Child: Cost to Employee – $15.48
Employee/Family: Cost to Employee – $23.80